Chino Bankruptcy Lawyer
Law Offices of David R. Gunnin
(909) 590-4648
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Stop Creditor Harassment

Chino Bankruptcy Lawyer Explains What Creditors Cannot Do

Anyone who has ever gotten behind on his or her bills knows how annoying it can be to receive nasty collection calls and letters. By the time most people file for bankruptcy, they have nearly been pushed over the edge by hundreds if not thousands of harassing calls and letters. If you are sick of creditor harassment and want a fresh start free of the stress and worry of unmanageable debt, speak with a Chino creditor harassment attorney at the Law Offices of David R. Gunnin today. We have been practicing bankruptcy law and serving clients in these issues for more than three decades, we know how to help you!

It is important to understand that according to the fair debt collection practices act (FDCPA) collection agencies and creditors must abide by certain rules. Among the many things that these collectors cannot do are the following:

  • They cannot ask you to pay more than you owe
  • They cannot call repeatedly or continuously
  • They cannot swear, or use obscene or abusive language
  • They cannot call between the hours of 9:00 pm, and 8:00 am
  • They cannot use or threaten the use of violence if you do not pay
  • They cannot make threats of action that they are unable to or unwilling to take (such as filing a lawsuit)
  • They cannot illegally inform a third party of your debt
  • They cannot repeatedly contact a third party to obtain your information

Bankruptcy and Debt Relief Alternatives

For more than 30 years, our legal team has been helping people find solutions to difficult financial challenges. At your free consultation, Mr. Gunnin will ask specific questions to gain a thorough understanding of your economic situation. He will take time to analyze your situation, discuss various alternatives and help you make an informed decision about your future. If a Chapter 7 bankruptcy or Chapter 13 bankruptcy is not right for you, then our firm can provide alternative solutions to your debt challenges. Contact our firm today to begin pursuing the results that you need for your future.

Law Offices of David R. Gunnin - Chino Bankruptcy Attorney
Located at 3600 Lime Street, Suite 311 Riverside, CA 92501. View Map
Phone: (909) 590-4648
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