Chino Bankruptcy Attorney
Law Offices of David R. Gunnin
(909) 590-4648
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Chino Creditor Harassment Lawyer

Stop Creditor Harassment with Our Help

If you have unpaid debt, you probably realize that it is only a matter of time before the creditors start calling. While simply paying those bills is the fastest, simplest solution, it may not be an option for you right now. That's when you may find yourself being harassed by a collection agency working on behalf of the creditor. If you have asked the collector in writing to stop contacting you and it does not back down, it is then directly violating the Fair Debt Collection Practices Act (FDCPA). Once a collection process gets to this point, it is best to hire a skilled creditor harassment attorney. At the Law Offices of David R. Gunnin, we have more than three decades experience guiding individuals and businesses through difficult financial times.

Types of Creditor Harassment

According to the FDCPA, the following constitute creditor harassment:

  • Contacting debtors via telephone before 8 a.m. or after 9 p.m.
  • Calling the debtor repeatedly or continuously
  • Contacting the debtor at his or her place of employment after being asked not to
  • Failing to cease communication after receiving a written request to do so
  • Deceiving the debtor into believing the collector is an attorney or law enforcement officer
  • Threatening legal action that is not feasible
  • Reporting inaccurate information on the debtor's credit report or threatening to do so
  • And several others

If you believe a creditor has engaged in one of the above activities or has broken some other consumer protection law, please contact us today. With a lawyer on your side, the creditor will be less likely to continue harassment. A letter directly from your attorney reminding the collection agency of your consumer rights will probably get its attention. From that point on, the agency may only communicate with you through your legal counsel. Furthermore, an experienced attorney will have a solid understanding of consumer law and can advise you of the full extent of your legal rights under the FDCPA and other statutes.

Law Offices of David R. Gunnin - Chino Bankruptcy Attorney
Located at 3600 Lime Street, Suite 311 Riverside, CA 92501. View Map
Phone: (909) 590-4648
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